Bank Comparison
National Bank of ST. Anne vs American National Bank of Mount Pleasant, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 13
winning metrics across 20 comparable rows
Capital adequacy
| Metric | National Bank of ST. Anne | American National Bank of Mount Pleasant, the |
|---|---|---|
| CET1 Ratio | 11.25% | — |
| Tier 1 Capital Ratio | 11.25% | — |
| Total Capital Ratio | 12.40% | — |
| Tier 1 Leverage Ratio | 9.13% | 12.50% |
| Equity / Assets | 10.08% | 8.90% |
Profitability
| Metric | National Bank of ST. Anne | American National Bank of Mount Pleasant, the |
|---|---|---|
| Return on Assets (ROA) | 1.06% | 1.60% |
| Return on Equity (ROE) | 10.29% | 17.61% |
| Net Interest Margin (NIM) | 4.76% | 4.96% |
| Yield on Earning Assets | 6.31% | 6.40% |
| Cost of Funds | 1.62% | 1.56% |
Asset quality
| Metric | National Bank of ST. Anne | American National Bank of Mount Pleasant, the |
|---|---|---|
| Texas Ratio | 12.32% | 0.41% |
| Non-Performing Loan Ratio | 0.74% | 0.00% |
| Non-Performing Asset Ratio | 0.60% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.04% |
| ACL / Loans | 1.09% | 1.93% |
Balance sheet
| Metric | National Bank of ST. Anne | American National Bank of Mount Pleasant, the |
|---|---|---|
| Total Assets | $144,032K | $144,112K |
| Total Deposits | $128,037K | $130,970K |
| Total Loans | $116,478K | $90,145K |
| Total Equity | $14,518K | $12,830K |
| Net Income (quarter) | $375 | $594 |
Liquidity & funding
| Metric | National Bank of ST. Anne | American National Bank of Mount Pleasant, the |
|---|---|---|
| Loan-to-Deposit Ratio | 90.97% | 68.83% |
| Core Deposit Ratio | 96.17% | 89.06% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | National Bank of ST. Anne | American National Bank of Mount Pleasant, the |
|---|---|---|
| Headquarters City | SAINT ANNE | MOUNT PLEASANT |
| Headquarters State | IL | TX |
| Asset Tier | Small | Small |
| Charter Class | 14617 | 16799 |
| Regulator | OCC | OCC |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 28 | 27 |
| Established | Dec. 4, 1948, midnight | Aug. 31, 1979, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full National Bank of ST. Anne profile | View full American National Bank of Mount Pleasant, the profile | Browse all bank comparisons