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Bank Comparison

Newtown Savings Bank vs Chain Bridge Bank, N.A.

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

Newtown Savings Bank

RSSD 507509 · NEWTOWN, CT

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vs

6 · 18

winning metrics across 24 comparable rows

Chain Bridge Bank, N.A.

RSSD 3597211 · MC LEAN, VA

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Capital adequacy

MetricNewtown Savings BankChain Bridge Bank, N.A.
CET1 Ratio 15.00% 46.12%
Tier 1 Capital Ratio 15.00% 46.12%
Total Capital Ratio 16.26% 47.14%
Tier 1 Leverage Ratio 9.11% 9.62%
Equity / Assets 8.48% 8.82%

Profitability

MetricNewtown Savings BankChain Bridge Bank, N.A.
Return on Assets (ROA) 0.72% 1.81%
Return on Equity (ROE) 8.51% 20.06%
Net Interest Margin (NIM) 3.20% 3.38%
Yield on Earning Assets 4.88% 3.51%
Cost of Funds 1.82% 0.14%

Asset quality

MetricNewtown Savings BankChain Bridge Bank, N.A.
Texas Ratio 3.88% 0.00%
Non-Performing Loan Ratio 0.47% 0.00%
Non-Performing Asset Ratio 0.37% 0.00%
Net Charge-Off Ratio 0.02% 0.00%
ACL / Loans 1.23% 1.36%

Balance sheet

MetricNewtown Savings BankChain Bridge Bank, N.A.
Total Assets $1,925M $1,918M
Total Deposits $1,632M $1,741M
Total Loans $1,491M $273,498K
Total Equity $163,298K $169,118K
Net Income (quarter) $3,443K $8,201K

Liquidity & funding

MetricNewtown Savings BankChain Bridge Bank, N.A.
Loan-to-Deposit Ratio 91.36% 15.71%
Core Deposit Ratio 97.17% 99.72%
Uninsured Deposit Ratio 13.26% 75.51%

Identity

MetricNewtown Savings BankChain Bridge Bank, N.A.
Headquarters City NEWTOWN MC LEAN
Headquarters State CT VA
Asset Tier Large Large
Charter Class 0 24755
Regulator FDIC OCC
Domestic Branches 19 1
Employees (FTE) 240 90
Established Oct. 1, 1855, midnight Aug. 6, 2007, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

View full Newtown Savings Bank profile  |  View full Chain Bridge Bank, N.A. profile  |  Browse all bank comparisons