Bank Comparison
Pavillion Bank vs Bank of Evergreen
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
16 · 3
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Pavillion Bank | Bank of Evergreen |
|---|---|---|
| CET1 Ratio | 21.42% | — |
| Tier 1 Capital Ratio | 21.42% | — |
| Total Capital Ratio | 22.67% | — |
| Tier 1 Leverage Ratio | 15.82% | 14.12% |
| Equity / Assets | 15.69% | 11.71% |
Profitability
| Metric | Pavillion Bank | Bank of Evergreen |
|---|---|---|
| Return on Assets (ROA) | 1.19% | 0.53% |
| Return on Equity (ROE) | 7.51% | 4.52% |
| Net Interest Margin (NIM) | 5.76% | 3.51% |
| Yield on Earning Assets | 6.83% | 4.72% |
| Cost of Funds | 1.16% | 1.30% |
Asset quality
| Metric | Pavillion Bank | Bank of Evergreen |
|---|---|---|
| Texas Ratio | 0.00% | 3.47% |
| Non-Performing Loan Ratio | 0.00% | 1.06% |
| Non-Performing Asset Ratio | 0.00% | 0.43% |
| Net Charge-Off Ratio | 0.00% | 0.12% |
| ACL / Loans | 1.26% | 1.64% |
Balance sheet
| Metric | Pavillion Bank | Bank of Evergreen |
|---|---|---|
| Total Assets | $76,152K | $76,245K |
| Total Deposits | $62,252K | $67,039K |
| Total Loans | $60,141K | $30,932K |
| Total Equity | $11,950K | $8,928K |
| Net Income (quarter) | $224 | $101 |
Liquidity & funding
| Metric | Pavillion Bank | Bank of Evergreen |
|---|---|---|
| Loan-to-Deposit Ratio | 96.61% | 46.14% |
| Core Deposit Ratio | 95.36% | 90.39% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Pavillion Bank | Bank of Evergreen |
|---|---|---|
| Headquarters City | RICHARDSON | EVERGREEN |
| Headquarters State | TX | AL |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 18 | 12 |
| Established | Jan. 17, 1983, midnight | Sept. 1, 1932, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Pavillion Bank profile | View full Bank of Evergreen profile | Browse all bank comparisons