Bank Comparison
Peoples Savings Bank, the vs Fidelity Personal Trust Company, F.S.B.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 10
winning metrics across 17 comparable rows
Capital adequacy
| Metric | Peoples Savings Bank, the | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 13.89% | 100.30% |
| Equity / Assets | 12.16% | 97.52% |
Profitability
| Metric | Peoples Savings Bank, the | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Return on Assets (ROA) | 0.75% | 32.58% |
| Return on Equity (ROE) | 6.15% | 33.85% |
| Net Interest Margin (NIM) | 3.80% | 3.89% |
| Yield on Earning Assets | 4.52% | 3.93% |
| Cost of Funds | 0.76% | 4.00% |
Asset quality
| Metric | Peoples Savings Bank, the | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Texas Ratio | 5.61% | 0.00% |
| Non-Performing Loan Ratio | 1.43% | — |
| Non-Performing Asset Ratio | 0.72% | 0.00% |
| Net Charge-Off Ratio | 0.23% | — |
| ACL / Loans | 1.35% | — |
Balance sheet
| Metric | Peoples Savings Bank, the | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Total Assets | $68,082K | $67,862K |
| Total Deposits | $59,713K | $500 |
| Total Loans | $34,446K | $0 |
| Total Equity | $8,279K | $66,182K |
| Net Income (quarter) | $127 | $5,374K |
Liquidity & funding
| Metric | Peoples Savings Bank, the | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Loan-to-Deposit Ratio | 57.69% | 0.00% |
| Core Deposit Ratio | 93.57% | 0.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Peoples Savings Bank, the | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Headquarters City | NEW MATAMORAS | BOSTON |
| Headquarters State | OH | MA |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 716116 |
| Regulator | FDIC | OCC |
| Domestic Branches | 3 | 2 |
| Employees (FTE) | 16 | 54 |
| Established | July 11, 1911, midnight | May 15, 2000, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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