Bank Comparison
Platte Valley Bank vs Investment Savings Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Platte Valley Bank | Investment Savings Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 13.59% | 21.74% |
| Equity / Assets | 12.62% | 20.84% |
Profitability
| Metric | Platte Valley Bank | Investment Savings Bank |
|---|---|---|
| Return on Assets (ROA) | 1.25% | 0.36% |
| Return on Equity (ROE) | 10.04% | 1.74% |
| Net Interest Margin (NIM) | 3.57% | 2.76% |
| Yield on Earning Assets | 5.04% | 4.11% |
| Cost of Funds | 1.66% | 1.56% |
Asset quality
| Metric | Platte Valley Bank | Investment Savings Bank |
|---|---|---|
| Texas Ratio | 0.75% | 0.53% |
| Non-Performing Loan Ratio | 0.20% | 0.26% |
| Non-Performing Asset Ratio | 0.09% | 0.11% |
| Net Charge-Off Ratio | 0.00% | 0.06% |
| ACL / Loans | 1.42% | 0.84% |
Balance sheet
| Metric | Platte Valley Bank | Investment Savings Bank |
|---|---|---|
| Total Assets | $105,806K | $105,992K |
| Total Deposits | $91,828K | $76,435K |
| Total Loans | $50,797K | $45,493K |
| Total Equity | $13,358K | $22,088K |
| Net Income (quarter) | $333 | $96 |
Liquidity & funding
| Metric | Platte Valley Bank | Investment Savings Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 55.32% | 59.52% |
| Core Deposit Ratio | 91.21% | 90.17% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Platte Valley Bank | Investment Savings Bank |
|---|---|---|
| Headquarters City | NORTH BEND | ALTOONA |
| Headquarters State | NE | PA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 2 |
| Employees (FTE) | 10 | 13 |
| Established | June 27, 1891, midnight | Jan. 1, 1939, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Platte Valley Bank profile | View full Investment Savings Bank profile | Browse all bank comparisons