Bank Comparison
Pleasants County Bank, the vs Raymond James Trust, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 10
winning metrics across 14 comparable rows
Capital adequacy
| Metric | Pleasants County Bank, the | Raymond James Trust, N.A. |
|---|---|---|
| CET1 Ratio | — | 221.35% |
| Tier 1 Capital Ratio | — | 221.35% |
| Total Capital Ratio | — | 221.35% |
| Tier 1 Leverage Ratio | 9.65% | 75.68% |
| Equity / Assets | 8.61% | 83.82% |
Profitability
| Metric | Pleasants County Bank, the | Raymond James Trust, N.A. |
|---|---|---|
| Return on Assets (ROA) | 0.54% | 19.86% |
| Return on Equity (ROE) | 6.12% | 25.24% |
| Net Interest Margin (NIM) | 3.60% | 3.22% |
| Yield on Earning Assets | 4.67% | 3.22% |
| Cost of Funds | 1.07% | — |
Asset quality
| Metric | Pleasants County Bank, the | Raymond James Trust, N.A. |
|---|---|---|
| Texas Ratio | 0.53% | 0.00% |
| Non-Performing Loan Ratio | 0.09% | — |
| Non-Performing Asset Ratio | 0.05% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 0.93% | — |
Balance sheet
| Metric | Pleasants County Bank, the | Raymond James Trust, N.A. |
|---|---|---|
| Total Assets | $82,171K | $82,318K |
| Total Deposits | $74,269K | $0 |
| Total Loans | $46,777K | $0 |
| Total Equity | $7,073K | $68,996K |
| Net Income (quarter) | $108 | $4,527K |
Liquidity & funding
| Metric | Pleasants County Bank, the | Raymond James Trust, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 62.98% | — |
| Core Deposit Ratio | 87.82% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Pleasants County Bank, the | Raymond James Trust, N.A. |
|---|---|---|
| Headquarters City | SAINT MARYS | SAINT PETERSBURG |
| Headquarters State | WV | FL |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | — |
| Regulator | FED | — |
| Domestic Branches | 2 | — |
| Employees (FTE) | 16 | 162 |
| Established | Dec. 21, 1896, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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