Bank Comparison
Quoin Financial Bank vs Buckeye Community Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 15
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Quoin Financial Bank | Buckeye Community Bank |
|---|---|---|
| CET1 Ratio | 12.45% | 15.75% |
| Tier 1 Capital Ratio | 12.45% | 15.75% |
| Total Capital Ratio | 12.99% | 16.90% |
| Tier 1 Leverage Ratio | 8.00% | 12.82% |
| Equity / Assets | 12.15% | 12.12% |
Profitability
| Metric | Quoin Financial Bank | Buckeye Community Bank |
|---|---|---|
| Return on Assets (ROA) | 1.03% | 0.65% |
| Return on Equity (ROE) | 8.29% | 5.35% |
| Net Interest Margin (NIM) | 4.86% | 4.13% |
| Yield on Earning Assets | 6.82% | 5.88% |
| Cost of Funds | 2.04% | 1.85% |
Asset quality
| Metric | Quoin Financial Bank | Buckeye Community Bank |
|---|---|---|
| Texas Ratio | 1.68% | 0.15% |
| Non-Performing Loan Ratio | 0.22% | 0.03% |
| Non-Performing Asset Ratio | 0.14% | 0.02% |
| Net Charge-Off Ratio | 0.03% | -0.04% |
| ACL / Loans | 0.54% | 1.16% |
Balance sheet
| Metric | Quoin Financial Bank | Buckeye Community Bank |
|---|---|---|
| Total Assets | $244,774K | $245,063K |
| Total Deposits | $210,107K | $213,980K |
| Total Loans | $148,311K | $190,917K |
| Total Equity | $29,737K | $29,710K |
| Net Income (quarter) | $624 | $395 |
Liquidity & funding
| Metric | Quoin Financial Bank | Buckeye Community Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 70.59% | 89.22% |
| Core Deposit Ratio | 89.85% | 94.89% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Quoin Financial Bank | Buckeye Community Bank |
|---|---|---|
| Headquarters City | MILLER | ELYRIA |
| Headquarters State | SD | OH |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 3 | 2 |
| Employees (FTE) | 38 | 44 |
| Established | Jan. 1, 1938, midnight | Oct. 12, 1999, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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