Bank Comparison
Union Banking Company, the vs Fortuna Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 11
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Union Banking Company, the | Fortuna Bank |
|---|---|---|
| CET1 Ratio | 33.99% | — |
| Tier 1 Capital Ratio | 33.99% | — |
| Total Capital Ratio | 34.40% | — |
| Tier 1 Leverage Ratio | 11.12% | 41.17% |
| Equity / Assets | 1.82% | 36.82% |
Profitability
| Metric | Union Banking Company, the | Fortuna Bank |
|---|---|---|
| Return on Assets (ROA) | 0.10% | -4.70% |
| Return on Equity (ROE) | 5.10% | -11.25% |
| Net Interest Margin (NIM) | 1.74% | 3.32% |
| Yield on Earning Assets | 3.39% | 5.17% |
| Cost of Funds | 1.76% | 3.02% |
Asset quality
| Metric | Union Banking Company, the | Fortuna Bank |
|---|---|---|
| Texas Ratio | 13.70% | 0.00% |
| Non-Performing Loan Ratio | 0.45% | 0.00% |
| Non-Performing Asset Ratio | 0.07% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.94% | 1.16% |
Balance sheet
| Metric | Union Banking Company, the | Fortuna Bank |
|---|---|---|
| Total Assets | $53,506K | $49,577K |
| Total Deposits | $44,716K | $30,073K |
| Total Loans | $8,299K | $24,334K |
| Total Equity | $973 | $18,253K |
| Net Income (quarter) | $15 | $-524 |
Liquidity & funding
| Metric | Union Banking Company, the | Fortuna Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 18.56% | 80.92% |
| Core Deposit Ratio | 81.42% | 80.32% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Union Banking Company, the | Fortuna Bank |
|---|---|---|
| Headquarters City | WEST MANSFIELD | GRANDVIEW HEIGHTS |
| Headquarters State | OH | OH |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 2 | 1 |
| Employees (FTE) | 10 | 18 |
| Established | Jan. 1, 1928, midnight | Dec. 9, 2024, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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