Bank Comparison
Ventura National Bank & Trust vs Greenleaf Trust N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
3 · 10
winning metrics across 13 comparable rows
Capital adequacy
| Metric | Ventura National Bank & Trust | Greenleaf Trust N.A. |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 19.60% | 86.86% |
| Equity / Assets | 19.97% | 81.78% |
Profitability
| Metric | Ventura National Bank & Trust | Greenleaf Trust N.A. |
|---|---|---|
| Return on Assets (ROA) | -0.67% | 34.40% |
| Return on Equity (ROE) | -3.37% | 40.47% |
| Net Interest Margin (NIM) | 3.53% | 3.74% |
| Yield on Earning Assets | 6.19% | 3.74% |
| Cost of Funds | 2.60% | — |
Asset quality
| Metric | Ventura National Bank & Trust | Greenleaf Trust N.A. |
|---|---|---|
| Texas Ratio | 0.98% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.29% | — |
| ACL / Loans | 0.78% | — |
Balance sheet
| Metric | Ventura National Bank & Trust | Greenleaf Trust N.A. |
|---|---|---|
| Total Assets | $43,747K | $43,853K |
| Total Deposits | $34,732K | $0 |
| Total Loans | $35,071K | $0 |
| Total Equity | $8,735K | $35,861K |
| Net Income (quarter) | $-74 | $3,547K |
Liquidity & funding
| Metric | Ventura National Bank & Trust | Greenleaf Trust N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 100.98% | — |
| Core Deposit Ratio | 98.39% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Ventura National Bank & Trust | Greenleaf Trust N.A. |
|---|---|---|
| Headquarters City | HARVEYVILLE | KALAMAZOO |
| Headquarters State | KS | MI |
| Asset Tier | Micro | Micro |
| Charter Class | 11822 | — |
| Regulator | OCC | — |
| Domestic Branches | 1 | — |
| Employees (FTE) | 10 | 203 |
| Established | Sept. 20, 1920, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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