Bank Comparison
Village Bank vs Branson Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 17
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Village Bank | Branson Bank |
|---|---|---|
| CET1 Ratio | 12.34% | 10.99% |
| Tier 1 Capital Ratio | 12.34% | 10.99% |
| Total Capital Ratio | 13.48% | 12.24% |
| Tier 1 Leverage Ratio | 8.78% | 9.17% |
| Equity / Assets | 6.90% | 9.00% |
Profitability
| Metric | Village Bank | Branson Bank |
|---|---|---|
| Return on Assets (ROA) | 0.58% | 1.47% |
| Return on Equity (ROE) | 8.50% | 16.21% |
| Net Interest Margin (NIM) | 3.48% | 4.61% |
| Yield on Earning Assets | 5.05% | 6.48% |
| Cost of Funds | 1.64% | 1.90% |
Asset quality
| Metric | Village Bank | Branson Bank |
|---|---|---|
| Texas Ratio | 15.26% | 5.50% |
| Non-Performing Loan Ratio | 1.62% | 0.64% |
| Non-Performing Asset Ratio | 1.16% | 0.55% |
| Net Charge-Off Ratio | 2.65% | -0.01% |
| ACL / Loans | 1.13% | 1.16% |
Balance sheet
| Metric | Village Bank | Branson Bank |
|---|---|---|
| Total Assets | $410,179K | $409,956K |
| Total Deposits | $346,830K | $367,507K |
| Total Loans | $292,343K | $352,311K |
| Total Equity | $28,294K | $36,897K |
| Net Income (quarter) | $608 | $1,481K |
Liquidity & funding
| Metric | Village Bank | Branson Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 84.29% | 95.87% |
| Core Deposit Ratio | 96.17% | 91.98% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Village Bank | Branson Bank |
|---|---|---|
| Headquarters City | SAINT FRANCIS | BRANSON |
| Headquarters State | MN | MO |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 6 |
| Employees (FTE) | 52 | 79 |
| Established | Jan. 11, 1993, midnight | March 22, 2000, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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