Bank Comparison
Warren-boynton State Bank vs Anna-jonesboro National Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 11
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Warren-boynton State Bank | Anna-jonesboro National Bank |
|---|---|---|
| CET1 Ratio | 17.74% | 33.13% |
| Tier 1 Capital Ratio | 17.74% | 33.13% |
| Total Capital Ratio | 18.80% | 34.39% |
| Tier 1 Leverage Ratio | 11.81% | 14.46% |
| Equity / Assets | 11.05% | 12.26% |
Profitability
| Metric | Warren-boynton State Bank | Anna-jonesboro National Bank |
|---|---|---|
| Return on Assets (ROA) | 1.50% | 1.04% |
| Return on Equity (ROE) | 13.80% | 8.72% |
| Net Interest Margin (NIM) | 3.93% | 3.28% |
| Yield on Earning Assets | 5.44% | 4.01% |
| Cost of Funds | 1.72% | 0.84% |
Asset quality
| Metric | Warren-boynton State Bank | Anna-jonesboro National Bank |
|---|---|---|
| Texas Ratio | 4.37% | 18.50% |
| Non-Performing Loan Ratio | 0.70% | 5.69% |
| Non-Performing Asset Ratio | 0.51% | 2.42% |
| Net Charge-Off Ratio | 0.00% | -0.04% |
| ACL / Loans | 0.99% | 1.94% |
Balance sheet
| Metric | Warren-boynton State Bank | Anna-jonesboro National Bank |
|---|---|---|
| Total Assets | $237,595K | $237,143K |
| Total Deposits | $203,615K | $207,208K |
| Total Loans | $172,354K | $101,001K |
| Total Equity | $26,246K | $29,076K |
| Net Income (quarter) | $900 | $633 |
Liquidity & funding
| Metric | Warren-boynton State Bank | Anna-jonesboro National Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 84.65% | 48.74% |
| Core Deposit Ratio | 88.99% | 95.59% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Warren-boynton State Bank | Anna-jonesboro National Bank |
|---|---|---|
| Headquarters City | NEW BERLIN | ANNA |
| Headquarters State | IL | IL |
| Asset Tier | Small | Small |
| Charter Class | 0 | 5525 |
| Regulator | FDIC | OCC |
| Domestic Branches | 4 | 3 |
| Employees (FTE) | 41 | 38 |
| Established | Aug. 29, 1877, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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