Bank Comparison
Warrington Bank, the vs Atkins Savings Bank & Trust
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 10
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Warrington Bank, the | Atkins Savings Bank & Trust |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 16.56% | 11.59% |
| Equity / Assets | 16.57% | 9.10% |
Profitability
| Metric | Warrington Bank, the | Atkins Savings Bank & Trust |
|---|---|---|
| Return on Assets (ROA) | 0.64% | 1.55% |
| Return on Equity (ROE) | 3.89% | 17.25% |
| Net Interest Margin (NIM) | 2.92% | 3.00% |
| Yield on Earning Assets | 3.42% | 5.38% |
| Cost of Funds | 0.58% | 2.65% |
Asset quality
| Metric | Warrington Bank, the | Atkins Savings Bank & Trust |
|---|---|---|
| Texas Ratio | 0.00% | 2.40% |
| Non-Performing Loan Ratio | 0.00% | 0.17% |
| Non-Performing Asset Ratio | 0.00% | 0.12% |
| Net Charge-Off Ratio | 0.00% | -0.01% |
| ACL / Loans | 1.03% | 1.17% |
Balance sheet
| Metric | Warrington Bank, the | Atkins Savings Bank & Trust |
|---|---|---|
| Total Assets | $172,298K | $172,336K |
| Total Deposits | $143,571K | $147,170K |
| Total Loans | $51,785K | $124,122K |
| Total Equity | $28,551K | $15,675K |
| Net Income (quarter) | $278 | $672 |
Liquidity & funding
| Metric | Warrington Bank, the | Atkins Savings Bank & Trust |
|---|---|---|
| Loan-to-Deposit Ratio | 36.07% | 84.34% |
| Core Deposit Ratio | 99.81% | 86.93% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Warrington Bank, the | Atkins Savings Bank & Trust |
|---|---|---|
| Headquarters City | PENSACOLA | ATKINS |
| Headquarters State | FL | IA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 1 |
| Employees (FTE) | 27 | 12 |
| Established | March 18, 1953, midnight | April 15, 1915, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Warrington Bank, the profile | View full Atkins Savings Bank & Trust profile | Browse all bank comparisons