Bank Comparison
Wells Fargo Bank South Central, N.A. vs Calprivate Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 11
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Wells Fargo Bank South Central, N.A. | Calprivate Bank |
|---|---|---|
| CET1 Ratio | 75.99% | 12.95% |
| Tier 1 Capital Ratio | 75.99% | 12.95% |
| Total Capital Ratio | 76.31% | 14.20% |
| Tier 1 Leverage Ratio | 28.01% | 11.29% |
| Equity / Assets | 28.51% | 10.71% |
Profitability
| Metric | Wells Fargo Bank South Central, N.A. | Calprivate Bank |
|---|---|---|
| Return on Assets (ROA) | 1.70% | 1.92% |
| Return on Equity (ROE) | 6.11% | 17.62% |
| Net Interest Margin (NIM) | 2.34% | 5.17% |
| Yield on Earning Assets | 3.75% | 6.66% |
| Cost of Funds | 2.08% | 1.64% |
Asset quality
| Metric | Wells Fargo Bank South Central, N.A. | Calprivate Bank |
|---|---|---|
| Texas Ratio | 2.82% | 13.56% |
| Non-Performing Loan Ratio | 1.18% | 1.61% |
| Non-Performing Asset Ratio | 0.79% | 1.60% |
| Net Charge-Off Ratio | 0.00% | 0.21% |
| ACL / Loans | 0.14% | 1.41% |
Balance sheet
| Metric | Wells Fargo Bank South Central, N.A. | Calprivate Bank |
|---|---|---|
| Total Assets | $2,700M | $2,693M |
| Total Deposits | $1,786M | $2,375M |
| Total Loans | $1,779M | $2,141M |
| Total Equity | $769,960K | $288,521K |
| Net Income (quarter) | $11,667K | $12,465K |
Liquidity & funding
| Metric | Wells Fargo Bank South Central, N.A. | Calprivate Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 99.65% | 90.14% |
| Core Deposit Ratio | 100.00% | 95.89% |
| Uninsured Deposit Ratio | 0.44% | 56.68% |
Identity
| Metric | Wells Fargo Bank South Central, N.A. | Calprivate Bank |
|---|---|---|
| Headquarters City | HOUSTON | LA JOLLA |
| Headquarters State | TX | CA |
| Asset Tier | Large | Large |
| Charter Class | 11668 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 7 |
| Employees (FTE) | 0 | 252 |
| Established | June 18, 1894, midnight | Dec. 18, 2006, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Wells Fargo Bank South Central, N.A. profile | View full Calprivate Bank profile | Browse all bank comparisons