Bank Comparison
Young Americans Bank vs Evercore Trust Company, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 8
winning metrics across 12 comparable rows
Capital adequacy
| Metric | Young Americans Bank | Evercore Trust Company, N.A. |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 12.65% | 99.95% |
| Equity / Assets | 12.53% | 94.33% |
Profitability
| Metric | Young Americans Bank | Evercore Trust Company, N.A. |
|---|---|---|
| Return on Assets (ROA) | -11.34% | 4.77% |
| Return on Equity (ROE) | -85.34% | 4.80% |
| Net Interest Margin (NIM) | 3.38% | 3.60% |
| Yield on Earning Assets | 4.23% | 3.60% |
| Cost of Funds | 0.94% | — |
Asset quality
| Metric | Young Americans Bank | Evercore Trust Company, N.A. |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 15.38% | — |
Balance sheet
| Metric | Young Americans Bank | Evercore Trust Company, N.A. |
|---|---|---|
| Total Assets | $16,271K | $15,726K |
| Total Deposits | $13,976K | $0 |
| Total Loans | $39 | $0 |
| Total Equity | $2,038K | $14,835K |
| Net Income (quarter) | $-457 | $177 |
Liquidity & funding
| Metric | Young Americans Bank | Evercore Trust Company, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 0.28% | — |
| Core Deposit Ratio | 100.00% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Young Americans Bank | Evercore Trust Company, N.A. |
|---|---|---|
| Headquarters City | DENVER | WILMINGTON |
| Headquarters State | CO | DE |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | — |
| Regulator | FDIC | — |
| Domestic Branches | 2 | — |
| Employees (FTE) | 6 | 23 |
| Established | Aug. 3, 1987, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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