Horizon Bank, Ssb — Uninsured Deposit Ratio
Data as of · sourced from FFIEC call reports. How we update
Horizon Bank, Ssb reported a uninsured deposit ratio of 49.72% as of Q1 2026 , ranking #108 of 1,072 U.S. banks (90th percentile) . Uninsured deposits — those above the $250K FDIC insurance threshold — have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.
12-Quarter Trend
National Context
What is the Uninsured Deposit Ratio?
The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.
Most US community banks report uninsured deposit ratios between 20% and 50%. Above 60% warrants attention — the bank is exposed to run-risk in a crisis scenario. SVB at failure reported uninsured deposits over 90% of total.
Full definition & formula →More Horizon Bank, Ssb metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Horizon Bank, Ssb profile or how this data updates.