Springfield State Bank
Springfield State Bank is an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $478M in total assets and $383M in deposits. Earnings are mid-range — 1.12% ROA and a 2.91% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 14.17% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.37% NPLs and a 2.42% Texas Ratio. 3 branches make up the footprint.
Headquarters Profile
- Address
- 125 E Main St, SPRINGFIELD, KY 40069
- County
- Washington
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 9
- Established
- January 1, 1911
- Branches
- 3 domestic
- Employees (FTE)
- 40
- FDIC Cert
- 8772
- Fed RSSD
- 197142
- Website
- www.springfieldstate.bank →
- Parent Holding Company
- SPRINGFIELD BANKSHARES, INC. (RSSD 1119365)
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Springfield State Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Springfield State Bank
What are Springfield State Bank's total assets?
As of the Q1 2026 filing, Springfield State Bank reported total assets of $477.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Springfield State Bank headquartered?
Springfield State Bank is headquartered in SPRINGFIELD, KY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Springfield State Bank founded?
Springfield State Bank was established in 1911, per the FDIC institution directory.
Is Springfield State Bank FDIC-insured?
Yes. Springfield State Bank is an FDIC-insured commercial bank (FDIC Certificate #8772). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Springfield State Bank?
Springfield State Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Springfield State Bank operate?
Springfield State Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Springfield State Bank's Texas Ratio?
Springfield State Bank's Texas Ratio is 2.42% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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