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Cal Tech Employees Federal Credit Union — Loan-to-Share Ratio

41.71% Meets the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Cal Tech Employees Federal Credit Union reported a loan-to-share ratio of 41.71% as of Q1 2026 . The loan-to-share ratio is total loans as a percent of total shares (deposits) — the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

12-Quarter Trend

Q4 2024Latest
Q1 202641.71%
Q4 202541.13%
Q3 202540.13%
Q2 202538.42%
Q1 202536.67%
Q4 202438.78%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits) — the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Explore more for Cal Tech Employees Federal Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.