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Monterra Credit Union — Net Worth Ratio

12.92% Meets the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Monterra Credit Union reported a net worth ratio of 12.92% as of Q1 2026 . The net worth ratio is the NCUA's primary capital-adequacy measure — net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

12-Quarter Trend

Q4 2024Latest
Q1 202612.92%
Q4 202513.00%
Q3 202512.83%
Q2 202512.72%
Q1 202512.57%
Q4 202412.69%

What Net Worth Ratio Means

The NCUA's primary capital-adequacy measure — net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

Full definition & formula →

Explore more for Monterra Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.