NORTH AMERICAN BANKING COMPANY
NORTH AMERICAN BANKING COMPANY is an FDIC-insured commercial bank headquartered in ROSEVILLE, MN, established in 1998. As of , the bank reported total assets of $1.5B and total deposits of $1.1B. Profitability stands at 2.05% ROA and 30.92% ROE, with a net interest margin of 2.73%. CET1 capital ratio: 14.25%, well above regulatory minimums. NPL ratio: 0.44% · Texas Ratio: 3.63%. Operates 6 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
North American Banking Company rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 14.25% | 2.05% | 0.44% | 3.63% | 2.73% |
| 2025-09-30 | 14.32% | 1.80% | 0.46% | 5.20% | 2.43% |
| 2025-06-30 | 13.73% | 1.25% | 0.93% | 9.62% | 2.18% |
| 2025-03-31 | 13.47% | 0.96% | 0.76% | 8.87% | 1.99% |
| 2024-12-31 | 12.98% | 1.39% | 0.45% | 7.22% | 2.21% |
| 2024-09-30 | 13.19% | 0.85% | 1.26% | 12.07% | 1.57% |
| 2024-06-30 | 13.64% | 0.50% | 1.24% | 14.77% | 1.35% |
| 2024-03-31 | 13.21% | 0.41% | 1.09% | 14.05% | 1.20% |
Similar banks
Frequently asked about NORTH AMERICAN BANKING COMPANY
What are North American Banking Company's total assets?
As of the Q4 2025 filing, North American Banking Company reported total assets of $1.46 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is North American Banking Company headquartered?
North American Banking Company is headquartered in ROSEVILLE, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was North American Banking Company founded?
North American Banking Company was established in 1998, per the FDIC institution directory.
Is North American Banking Company FDIC-insured?
Yes. North American Banking Company is an FDIC-insured commercial bank (FDIC Certificate #34836). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates North American Banking Company?
North American Banking Company's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is North American Banking Company's CET1 capital ratio?
North American Banking Company reported a Common Equity Tier 1 (CET1) capital ratio of 14.25% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does North American Banking Company operate?
North American Banking Company operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is North American Banking Company's Texas Ratio?
North American Banking Company's Texas Ratio is 3.63% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.