CASS COMMERCIAL BANK
CASS COMMERCIAL BANK is an FDIC-insured commercial bank headquartered in DES PERES, MO, established in 1906. As of , the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 2.13% ROA and 14.54% ROE, with a net interest margin of 4.12%. CET1 capital ratio: 18.40%, well above regulatory minimums. NPL ratio: 0.69% · Texas Ratio: 3.26%. Operates 3 domestic branches.
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Cass Commercial Bank rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 18.40% | 2.13% | 0.69% | 3.26% | 4.12% |
| 2025-09-30 | 18.41% | 2.27% | 3.40% | 16.12% | 3.94% |
| 2025-06-30 | 17.85% | 2.32% | 2.77% | 13.52% | 3.93% |
| 2025-03-31 | 16.71% | 2.01% | 2.72% | 14.15% | 3.86% |
| 2024-12-31 | 16.56% | 1.02% | 0.00% | 0.00% | 3.72% |
| 2024-09-30 | 16.94% | 2.09% | 1.08% | 5.39% | 3.66% |
| 2024-06-30 | 17.07% | 1.78% | 1.14% | 5.65% | 3.39% |
| 2024-03-31 | 17.54% | 1.70% | 1.21% | 5.88% | 3.17% |
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Frequently asked about CASS COMMERCIAL BANK
What are Cass Commercial Bank's total assets?
As of the Q4 2025 filing, Cass Commercial Bank reported total assets of $1.44 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Cass Commercial Bank headquartered?
Cass Commercial Bank is headquartered in DES PERES, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Cass Commercial Bank founded?
Cass Commercial Bank was established in 1906, per the FDIC institution directory.
Is Cass Commercial Bank FDIC-insured?
Yes. Cass Commercial Bank is an FDIC-insured commercial bank (FDIC Certificate #1068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Cass Commercial Bank?
Cass Commercial Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Cass Commercial Bank's CET1 capital ratio?
Cass Commercial Bank reported a Common Equity Tier 1 (CET1) capital ratio of 18.40% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Cass Commercial Bank operate?
Cass Commercial Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Cass Commercial Bank's Texas Ratio?
Cass Commercial Bank's Texas Ratio is 3.26% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.