BanksFIRST FEDERAL SAVINGS BANK OF TWIN FALLS

FIRST FEDERAL SAVINGS BANK OF TWIN FALLS

TWIN FALLS, IDLargeEst. Jan. 1, 1916, midnightFDIC #28845RSSD #582971OCC
Latest · 2025-12-31

FIRST FEDERAL SAVINGS BANK OF TWIN FALLS is an FDIC-insured commercial bank headquartered in TWIN FALLS, ID, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.11% ROA and 12.57% ROE, with a net interest margin of 3.86%. CET1 capital ratio: 12.68%, well above regulatory minimums. NPL ratio: 0.13% · Texas Ratio: 0.98%. Operates 14 domestic branches.

Assets
$1.4B
Deposits
$1.2B
Loans
$1.1B
Equity
$130M

Profitability

Return on Assets (ROA)1.11%
Return on Equity (ROE)12.57%
Net Interest Margin3.86%
Yield on Assets5.58%
Cost of Funds1.75%

Asset Quality

NPL Ratio0.13%
Net Charge-Off Ratio-0.03%
Texas Ratio0.98%
NPA Ratio0.10%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio12.68%
Tier 1 Capital12.68%
Total Capital Ratio13.63%
Leverage Ratio9.62%
Loan-to-Deposit86.47%

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