IDAHO TRUST BANK
IDAHO TRUST BANK is an FDIC-insured commercial bank headquartered in BOISE, ID, established in 1994. As of , the bank reported total assets of $243M and total deposits of $213M. Profitability stands at 3.42% ROA and 32.98% ROE, with a net interest margin of 4.02%. CET1 capital ratio: 14.45%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.
Capital & Liquidity
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 14.45% | 3.42% | 0.00% | 0.00% | 4.02% |
| 2025-09-30 | 12.90% | 1.12% | 0.00% | 0.00% | 4.12% |
| 2025-06-30 | 13.37% | 1.02% | 0.00% | 0.00% | 4.16% |
| 2025-03-31 | 13.66% | 0.87% | 0.00% | 0.00% | 4.10% |
| 2024-12-31 | 14.05% | 1.67% | 0.00% | 0.00% | 4.04% |
| 2024-09-30 | 14.47% | 0.81% | 0.00% | 0.00% | 3.66% |
| 2024-06-30 | 15.24% | 0.78% | 0.00% | 0.00% | 3.40% |
| 2024-03-31 | 14.59% | 0.78% | 0.00% | 0.00% | 3.34% |
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Frequently asked about IDAHO TRUST BANK
What are Idaho Trust Bank's total assets?
As of the Q4 2025 filing, Idaho Trust Bank reported total assets of $243.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Idaho Trust Bank headquartered?
Idaho Trust Bank is headquartered in BOISE, ID, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Idaho Trust Bank founded?
Idaho Trust Bank was established in 1994, per the FDIC institution directory.
Is Idaho Trust Bank FDIC-insured?
Yes. Idaho Trust Bank is an FDIC-insured commercial bank (FDIC Certificate #35103). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Idaho Trust Bank?
Idaho Trust Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Idaho Trust Bank's CET1 capital ratio?
Idaho Trust Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.45% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Idaho Trust Bank operate?
Idaho Trust Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Idaho Trust Bank's Texas Ratio?
Idaho Trust Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.