BanksTWIN RIVER BANK

TWIN RIVER BANK

LEWISTON, IDSmallEst. Nov. 15, 1979, midnightFDIC #22993RSSD #427960FDIC
Latest · 2025-12-31

TWIN RIVER BANK is an FDIC-insured commercial bank headquartered in LEWISTON, ID, established in Nov. 15, 1979, midnight. As of 2025-12-31, the bank reported total assets of $168M and total deposits of $146M. Profitability stands at 3.27% ROA and 25.60% ROE, with a net interest margin of 6.09%. CET1 capital ratio: 18.46%, well above regulatory minimums. NPL ratio: 0.21% · Texas Ratio: 1.13%. Operates 4 domestic branches.

Assets
$168M
Deposits
$146M
Loans
$120M
Equity
$21M

Profitability

Return on Assets (ROA)3.27%
Return on Equity (ROE)25.60%
Net Interest Margin6.09%
Yield on Assets7.55%
Cost of Funds1.55%

Asset Quality

NPL Ratio0.21%
Net Charge-Off Ratio0.03%
Texas Ratio1.13%
NPA Ratio0.15%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio18.46%
Tier 1 Capital18.46%
Total Capital Ratio19.51%
Leverage Ratio12.90%
Loan-to-Deposit82.34%

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