WATERMAN BANK is an FDIC-insured commercial bank headquartered in WATERMAN, IL, established in Aug. 25, 1908, midnight. As of 2025-12-31, the bank reported total assets of $167M and total deposits of $138M. Profitability stands at 0.70% ROA and 4.61% ROE, with a net interest margin of 5.01%. CET1 capital ratio: 19.28%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%.
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