BanksFIRST STATE BANK OF CAMPBELL HILL

FIRST STATE BANK OF CAMPBELL HILL

CAMPBELL HILL, ILSmallEst. Jan. 1, 1921, midnightFDIC #10799RSSD #698546FDIC
Latest · 2025-12-31

FIRST STATE BANK OF CAMPBELL HILL is an FDIC-insured commercial bank headquartered in CAMPBELL HILL, IL, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $160M and total deposits of $138M. Profitability stands at 1.44% ROA and 11.24% ROE, with a net interest margin of 4.35%. CET1 capital ratio: 21.37%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 1.46%. Operates 3 domestic branches.

Assets
$160M
Deposits
$138M
Loans
$105M
Equity
$20M

Profitability

Return on Assets (ROA)1.44%
Return on Equity (ROE)11.24%
Net Interest Margin4.35%
Yield on Assets5.62%
Cost of Funds1.36%

Asset Quality

NPL Ratio0.20%
Net Charge-Off Ratio0.00%
Texas Ratio1.46%
NPA Ratio0.19%
ACL / Loans0.92%

Capital & Liquidity

CET1 Ratio21.37%
Tier 1 Capital21.37%
Total Capital Ratio22.39%
Leverage Ratio13.22%
Loan-to-Deposit76.28%

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