BanksFIRST NATIONAL BANK OF ARENZVILLE, THE

FIRST NATIONAL BANK OF ARENZVILLE, THE

ARENZVILLE, ILSmallEst. Jan. 1, 1882, midnightFDIC #3599RSSD #593333OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF ARENZVILLE, THE is an FDIC-insured commercial bank headquartered in ARENZVILLE, IL, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $152M and total deposits of $137M. Profitability stands at 0.83% ROA and 9.61% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 10.69%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.41%. Operates 3 domestic branches.

Assets
$152M
Deposits
$137M
Loans
$109M
Equity
$13M

Profitability

Return on Assets (ROA)0.83%
Return on Equity (ROE)9.61%
Net Interest Margin4.36%
Yield on Assets5.93%
Cost of Funds1.60%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.03%
Texas Ratio0.41%
NPA Ratio0.04%
ACL / Loans1.01%

Capital & Liquidity

CET1 Ratio10.69%
Tier 1 Capital10.69%
Total Capital Ratio11.56%
Leverage Ratio8.97%
Loan-to-Deposit79.53%

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