STREATOR HOME SAVINGS BANK
STREATOR HOME SAVINGS BANK is an FDIC-insured commercial bank headquartered in STREATOR, IL, established in 1894. As of , the bank reported total assets of $155M and total deposits of $105M. Profitability stands at -0.14% ROA and -0.51% ROE, with a net interest margin of 1.37%. CET1 capital ratio: 27.84%, well above regulatory minimums. NPL ratio: 1.54% · Texas Ratio: 1.43%. Operates 1 domestic branch.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Streator Home Savings Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 27.84% | -0.14% | 1.54% | 1.43% | 1.37% |
| 2025-09-30 | 27.63% | -0.09% | 1.52% | 1.39% | 1.42% |
| 2025-06-30 | 27.22% | 0.07% | 1.88% | 1.73% | 1.36% |
| 2025-03-31 | 26.99% | -0.11% | 1.82% | 1.62% | 1.21% |
| 2024-12-31 | 26.96% | -0.50% | 1.77% | 1.57% | 1.15% |
| 2024-09-30 | 26.62% | -0.18% | 2.22% | 1.95% | 1.20% |
| 2024-06-30 | 26.28% | 0.32% | 2.00% | 1.73% | 1.52% |
| 2024-03-31 | 25.93% | -0.35% | 2.23% | 1.88% | 0.70% |
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Frequently asked about STREATOR HOME SAVINGS BANK
What are Streator Home Savings Bank's total assets?
As of the Q4 2025 filing, Streator Home Savings Bank reported total assets of $154.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Streator Home Savings Bank headquartered?
Streator Home Savings Bank is headquartered in STREATOR, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Streator Home Savings Bank founded?
Streator Home Savings Bank was established in 1894, per the FDIC institution directory.
Is Streator Home Savings Bank FDIC-insured?
Yes. Streator Home Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #30357). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Streator Home Savings Bank?
Streator Home Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Streator Home Savings Bank's CET1 capital ratio?
Streator Home Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 27.84% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Streator Home Savings Bank operate?
Streator Home Savings Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Streator Home Savings Bank's Texas Ratio?
Streator Home Savings Bank's Texas Ratio is 1.43% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.