BanksBANK OF WINNFIELD & TRUST COMPANY

BANK OF WINNFIELD & TRUST COMPANY

WINNFIELD, LASmallEst. Jan. 1, 1901, midnightFDIC #9323RSSD #625953FDIC
Latest · 2025-12-31

BANK OF WINNFIELD & TRUST COMPANY is an FDIC-insured commercial bank headquartered in WINNFIELD, LA, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $155M and total deposits of $136M. Profitability stands at 1.04% ROA and 9.44% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 31.04%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.08%. Operates 2 domestic branches.

Assets
$155M
Deposits
$136M
Loans
$54M
Equity
$17M

Profitability

Return on Assets (ROA)1.04%
Return on Equity (ROE)9.44%
Net Interest Margin3.71%
Yield on Assets4.42%
Cost of Funds0.75%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.07%
Texas Ratio0.08%
NPA Ratio0.01%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio31.04%
Tier 1 Capital31.04%
Total Capital Ratio32.08%
Leverage Ratio14.29%
Loan-to-Deposit39.49%

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