BANK OF WINNFIELD & TRUST COMPANY
BANK OF WINNFIELD & TRUST COMPANY is an FDIC-insured commercial bank headquartered in WINNFIELD, LA, established in 1901. As of , the bank reported total assets of $155M and total deposits of $136M. Profitability stands at 1.04% ROA and 9.44% ROE, with a net interest margin of 3.68%. CET1 capital ratio: 31.04%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.08%. Operates 2 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Bank of Winnfield & Trust Company rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 31.04% | 1.04% | 0.00% | 0.08% | 3.68% |
| 2025-09-30 | 32.23% | 1.14% | 0.00% | 0.09% | 3.77% |
| 2025-06-30 | 31.43% | 1.03% | 0.00% | 0.24% | 3.62% |
| 2025-03-31 | 30.74% | 0.65% | 0.00% | 0.15% | 3.48% |
| 2024-12-31 | 31.54% | 1.10% | 0.04% | 0.31% | 3.48% |
| 2024-09-30 | 32.10% | 1.16% | 0.19% | 0.74% | 3.56% |
| 2024-06-30 | 32.86% | 1.04% | 0.31% | 1.07% | 3.39% |
| 2024-03-31 | 31.77% | 0.72% | 0.20% | 0.69% | 3.28% |
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Frequently asked about BANK OF WINNFIELD & TRUST COMPANY
What are Bank of Winnfield & Trust Company's total assets?
As of the Q4 2025 filing, Bank of Winnfield & Trust Company reported total assets of $155.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Winnfield & Trust Company headquartered?
Bank of Winnfield & Trust Company is headquartered in WINNFIELD, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Winnfield & Trust Company founded?
Bank of Winnfield & Trust Company was established in 1901, per the FDIC institution directory.
Is Bank of Winnfield & Trust Company FDIC-insured?
Yes. Bank of Winnfield & Trust Company is an FDIC-insured commercial bank (FDIC Certificate #9323). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Winnfield & Trust Company?
Bank of Winnfield & Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Winnfield & Trust Company's CET1 capital ratio?
Bank of Winnfield & Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 31.04% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bank of Winnfield & Trust Company operate?
Bank of Winnfield & Trust Company operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Winnfield & Trust Company's Texas Ratio?
Bank of Winnfield & Trust Company's Texas Ratio is 0.08% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.