BANK OF OAK RIDGE
BANK OF OAK RIDGE is an FDIC-insured commercial bank headquartered in OAK RIDGE, LA, established in 1910. As of , the bank reported total assets of $135M and total deposits of $114M. Profitability stands at 1.13% ROA and 9.56% ROE, with a net interest margin of 4.38%. CET1 capital ratio: 14.09%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.
Capital & Liquidity
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Bank of Oak Ridge rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 14.09% | 1.13% | 0.00% | 0.00% | 4.38% |
| 2025-09-30 | 15.78% | 0.99% | 0.00% | 0.00% | 4.44% |
| 2025-06-30 | 17.08% | 0.46% | 0.00% | 0.00% | 3.94% |
| 2025-03-31 | 16.79% | 0.04% | 0.00% | 0.00% | 3.76% |
| 2024-12-31 | 17.49% | 0.59% | 0.00% | 0.00% | 4.02% |
| 2024-09-30 | 18.09% | 0.25% | 0.00% | 0.02% | 3.48% |
| 2024-06-30 | 17.85% | 0.39% | 0.00% | 0.02% | 3.59% |
| 2024-03-31 | 18.91% | 0.20% | 0.00% | 0.00% | 3.63% |
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Frequently asked about BANK OF OAK RIDGE
What are Bank of Oak Ridge's total assets?
As of the Q4 2025 filing, Bank of Oak Ridge reported total assets of $134.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Oak Ridge headquartered?
Bank of Oak Ridge is headquartered in OAK RIDGE, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Oak Ridge founded?
Bank of Oak Ridge was established in 1910, per the FDIC institution directory.
Is Bank of Oak Ridge FDIC-insured?
Yes. Bank of Oak Ridge is an FDIC-insured commercial bank (FDIC Certificate #21529). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Oak Ridge?
Bank of Oak Ridge's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Oak Ridge's CET1 capital ratio?
Bank of Oak Ridge reported a Common Equity Tier 1 (CET1) capital ratio of 14.09% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bank of Oak Ridge operate?
Bank of Oak Ridge operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Oak Ridge's Texas Ratio?
Bank of Oak Ridge's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.