Banks AMERICAN INTERSTATE BANK

AMERICAN INTERSTATE BANK

ELKHORN, NE Small Est. March 29, 1915, midnight FDIC #1439 RSSD #547251 FDIC
Latest · 2025-12-31

AMERICAN INTERSTATE BANK is an FDIC-insured commercial bank headquartered in ELKHORN, NE, established in March 29, 1915, midnight. As of 2025-12-31, the bank reported total assets of $134M and total deposits of $110M. Profitability stands at 4.65% ROA and 24.13% ROE, with a net interest margin of 6.01%. CET1 capital ratio: 18.02%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%.

Assets
$134M
Deposits
$110M
Loans
$68M
Equity
$24M

Profitability

Return on Assets (ROA)4.65%
Return on Equity (ROE)24.13%
Net Interest Margin6.01%
Yield on Assets6.51%
Cost of Funds0.57%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio--
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.92%

Capital & Liquidity

CET1 Ratio18.02%
Tier 1 Capital18.02%
Total Capital Ratio18.92%
Leverage Ratio18.66%
Loan-to-Deposit62.14%

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