AMERICAN INTERSTATE BANK
AMERICAN INTERSTATE BANK is an FDIC-insured commercial bank headquartered in ELKHORN, NE, established in 1915. As of , the bank reported total assets of $134M and total deposits of $110M. Profitability stands at 4.65% ROA and 24.13% ROE, with a net interest margin of 5.63%. CET1 capital ratio: 18.02%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
American Interstate Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 18.02% | 4.65% | 0.00% | 0.00% | 5.63% |
| 2025-09-30 | 20.63% | 3.91% | 0.00% | 0.00% | 5.82% |
| 2025-06-30 | 17.40% | 4.12% | 0.53% | 1.40% | 5.93% |
| 2025-03-31 | 19.15% | 4.18% | 0.00% | 0.00% | 5.65% |
| 2024-12-31 | 19.05% | 4.08% | 0.00% | 0.00% | 5.79% |
| 2024-09-30 | 18.58% | 4.02% | 0.00% | 0.00% | 5.73% |
| 2024-06-30 | 15.90% | 4.24% | 0.00% | 0.00% | 6.16% |
| 2024-03-31 | 23.45% | 4.56% | 0.00% | 0.00% | 6.33% |
Similar banks
Frequently asked about AMERICAN INTERSTATE BANK
What are American Interstate Bank's total assets?
As of the Q4 2025 filing, American Interstate Bank reported total assets of $134.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is American Interstate Bank headquartered?
American Interstate Bank is headquartered in ELKHORN, NE, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was American Interstate Bank founded?
American Interstate Bank was established in 1915, per the FDIC institution directory.
Is American Interstate Bank FDIC-insured?
Yes. American Interstate Bank is an FDIC-insured commercial bank (FDIC Certificate #1439). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates American Interstate Bank?
American Interstate Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is American Interstate Bank's CET1 capital ratio?
American Interstate Bank reported a Common Equity Tier 1 (CET1) capital ratio of 18.02% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does American Interstate Bank operate?
American Interstate Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is American Interstate Bank's Texas Ratio?
American Interstate Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.