FARMERS AND MERCHANTS BANK OF ASHLAND
FARMERS AND MERCHANTS BANK OF ASHLAND is an FDIC-insured commercial bank headquartered in ASHLAND, NE, established in 1883. As of , the bank reported total assets of $144M and total deposits of $120M. Profitability stands at 1.41% ROA and 14.97% ROE, with a net interest margin of 4.29%. CET1 capital ratio: 9.50%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Farmers and Merchants Bank of Ashland rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 9.50% | 1.41% | 0.00% | 0.00% | 4.29% |
| 2025-09-30 | 9.36% | 1.07% | 0.00% | 0.00% | 4.03% |
| 2025-06-30 | 9.40% | 0.74% | 0.00% | 0.00% | 3.80% |
| 2025-03-31 | 13.59% | 1.13% | 0.00% | 0.00% | 3.54% |
| 2024-12-31 | 13.08% | 0.57% | 0.00% | 0.00% | 3.71% |
| 2024-09-30 | 12.88% | 0.41% | 0.00% | 0.00% | 3.59% |
| 2024-06-30 | 12.85% | 0.54% | 0.00% | 0.00% | 3.81% |
| 2024-03-31 | 13.02% | 0.70% | 0.00% | 0.00% | 3.72% |
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Frequently asked about FARMERS AND MERCHANTS BANK OF ASHLAND
What are Farmers and Merchants Bank of Ashland's total assets?
As of the Q4 2025 filing, Farmers and Merchants Bank of Ashland reported total assets of $144.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Farmers and Merchants Bank of Ashland headquartered?
Farmers and Merchants Bank of Ashland is headquartered in ASHLAND, NE, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Farmers and Merchants Bank of Ashland founded?
Farmers and Merchants Bank of Ashland was established in 1883, per the FDIC institution directory.
Is Farmers and Merchants Bank of Ashland FDIC-insured?
Yes. Farmers and Merchants Bank of Ashland is an FDIC-insured commercial bank (FDIC Certificate #5377). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farmers and Merchants Bank of Ashland?
Farmers and Merchants Bank of Ashland's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Farmers and Merchants Bank of Ashland's CET1 capital ratio?
Farmers and Merchants Bank of Ashland reported a Common Equity Tier 1 (CET1) capital ratio of 9.50% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.
How many branches does Farmers and Merchants Bank of Ashland operate?
Farmers and Merchants Bank of Ashland operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Farmers and Merchants Bank of Ashland's Texas Ratio?
Farmers and Merchants Bank of Ashland's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.