BanksFARMERS AND MERCHANTS BANK OF ASHLAND

FARMERS AND MERCHANTS BANK OF ASHLAND

ASHLAND, NESmallEst. Nov. 15, 1883, midnightFDIC #5377RSSD #398051FED
Latest · 2025-12-31

FARMERS AND MERCHANTS BANK OF ASHLAND is an FDIC-insured commercial bank headquartered in ASHLAND, NE, established in Nov. 15, 1883, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $120M. Profitability stands at 1.41% ROA and 14.97% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 9.42%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$144M
Deposits
$120M
Loans
$118M
Equity
$14M

Profitability

Return on Assets (ROA)1.41%
Return on Equity (ROE)14.97%
Net Interest Margin4.30%
Yield on Assets6.28%
Cost of Funds2.06%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.00%

Capital & Liquidity

CET1 Ratio9.42%
Tier 1 Capital9.42%
Total Capital Ratio9.89%
Leverage Ratio9.66%
Loan-to-Deposit98.04%

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