BanksNORTH CENTRAL BANK

NORTH CENTRAL BANK

HENNEPIN, ILSmallEst. Dec. 7, 1946, midnightFDIC #17241RSSD #565536FDIC
Latest · 2025-12-31

NORTH CENTRAL BANK is an FDIC-insured commercial bank headquartered in HENNEPIN, IL, established in Dec. 7, 1946, midnight. As of 2025-12-31, the bank reported total assets of $159M and total deposits of $137M. Profitability stands at 1.46% ROA and 12.24% ROE, with a net interest margin of 3.70%. CET1 capital ratio: 10.96%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.18%. Operates 2 domestic branches.

Assets
$159M
Deposits
$137M
Loans
$87M
Equity
$20M

Profitability

Return on Assets (ROA)1.46%
Return on Equity (ROE)12.24%
Net Interest Margin3.70%
Yield on Assets5.14%
Cost of Funds1.52%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.18%
NPA Ratio0.02%
ACL / Loans1.47%

Capital & Liquidity

CET1 Ratio10.96%
Tier 1 Capital10.96%
Total Capital Ratio11.51%
Leverage Ratio12.35%
Loan-to-Deposit63.55%

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