STATE BANK OF SOUTHWEST MISSOURI
STATE BANK OF SOUTHWEST MISSOURI is an FDIC-insured commercial bank headquartered in SPRINGFIELD, MO, established in 1985. As of , the bank reported total assets of $171M and total deposits of $153M. Profitability stands at 0.83% ROA and 11.52% ROE, with a net interest margin of 4.35%. CET1 capital ratio: 10.16%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
State Bank of Southwest Missouri rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.16% | 0.83% | 0.00% | 0.00% | 4.35% |
| 2025-09-30 | 9.89% | 1.40% | 0.00% | 0.00% | 4.33% |
| 2025-06-30 | 10.46% | 1.15% | 0.00% | 0.00% | 4.06% |
| 2025-03-31 | 10.48% | 0.93% | 0.00% | 0.00% | 3.98% |
| 2024-12-31 | 10.58% | 0.76% | 0.00% | 0.00% | 4.07% |
| 2024-09-30 | 10.10% | 0.95% | 0.02% | 0.26% | 3.94% |
| 2024-06-30 | 10.03% | 1.18% | 0.02% | 0.27% | 3.79% |
| 2024-03-31 | 10.05% | 0.82% | 0.03% | 0.29% | 3.72% |
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Frequently asked about STATE BANK OF SOUTHWEST MISSOURI
What are State Bank of Southwest Missouri's total assets?
As of the Q4 2025 filing, State Bank of Southwest Missouri reported total assets of $170.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is State Bank of Southwest Missouri headquartered?
State Bank of Southwest Missouri is headquartered in SPRINGFIELD, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was State Bank of Southwest Missouri founded?
State Bank of Southwest Missouri was established in 1985, per the FDIC institution directory.
Is State Bank of Southwest Missouri FDIC-insured?
Yes. State Bank of Southwest Missouri is an FDIC-insured commercial bank (FDIC Certificate #26358). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State Bank of Southwest Missouri?
State Bank of Southwest Missouri's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is State Bank of Southwest Missouri's CET1 capital ratio?
State Bank of Southwest Missouri reported a Common Equity Tier 1 (CET1) capital ratio of 10.16% in its most recent quarterly filing — above regulatory minimums.
How many branches does State Bank of Southwest Missouri operate?
State Bank of Southwest Missouri operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is State Bank of Southwest Missouri's Texas Ratio?
State Bank of Southwest Missouri's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.