BanksSTATE BANK OF SOUTHWEST MISSOURI

STATE BANK OF SOUTHWEST MISSOURI

SPRINGFIELD, MOSmallEst. Sept. 16, 1985, midnightFDIC #26358RSSD #293754FDIC
Latest · 2025-12-31

STATE BANK OF SOUTHWEST MISSOURI is an FDIC-insured commercial bank headquartered in SPRINGFIELD, MO, established in Sept. 16, 1985, midnight. As of 2025-12-31, the bank reported total assets of $171M and total deposits of $153M. Profitability stands at 0.83% ROA and 11.52% ROE, with a net interest margin of 4.44%. CET1 capital ratio: 10.16%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$171M
Deposits
$153M
Loans
$140M
Equity
$12M

Profitability

Return on Assets (ROA)0.83%
Return on Equity (ROE)11.52%
Net Interest Margin4.44%
Yield on Assets6.07%
Cost of Funds1.68%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.58%

Capital & Liquidity

CET1 Ratio10.16%
Tier 1 Capital10.16%
Total Capital Ratio10.82%
Leverage Ratio7.65%
Loan-to-Deposit91.60%

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