BanksUNION BANK

UNION BANK

MORRISVILLE, VTLargeEst. Jan. 1, 1891, midnightFDIC #14158RSSD #333203FDIC
Latest · 2025-12-31

UNION BANK is an FDIC-insured commercial bank headquartered in MORRISVILLE, VT, established in Jan. 1, 1891, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.2B. Profitability stands at 0.74% ROA and 12.46% ROE, with a net interest margin of 3.08%. CET1 capital ratio: 11.87%, well above regulatory minimums. NPL ratio: 1.15% · Texas Ratio: 12.86%. Operates 18 domestic branches.

Assets
$1.6B
Deposits
$1.2B
Loans
$1.2B
Equity
$97M

Profitability

Return on Assets (ROA)0.74%
Return on Equity (ROE)12.46%
Net Interest Margin3.08%
Yield on Assets5.33%
Cost of Funds2.23%

Asset Quality

NPL Ratio1.15%
Net Charge-Off Ratio0.00%
Texas Ratio12.86%
NPA Ratio0.84%
ACL / Loans0.71%

Capital & Liquidity

CET1 Ratio11.87%
Tier 1 Capital11.87%
Total Capital Ratio12.81%
Leverage Ratio7.36%
Loan-to-Deposit96.98%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required