BanksSANGER BANK

SANGER BANK

SANGER, TXSmallEst. Sept. 8, 1987, midnightFDIC #27043RSSD #336361FED
Latest · 2025-12-31

SANGER BANK is an FDIC-insured commercial bank headquartered in SANGER, TX, established in Sept. 8, 1987, midnight. As of 2025-12-31, the bank reported total assets of $226M and total deposits of $190M. Profitability stands at 0.56% ROA and 3.53% ROE, with a net interest margin of 4.18%. CET1 capital ratio: 25.97%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$226M
Deposits
$190M
Loans
$123M
Equity
$35M

Profitability

Return on Assets (ROA)0.56%
Return on Equity (ROE)3.53%
Net Interest Margin4.18%
Yield on Assets6.09%
Cost of Funds2.11%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.05%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.31%

Capital & Liquidity

CET1 Ratio25.97%
Tier 1 Capital25.97%
Total Capital Ratio27.17%
Leverage Ratio15.88%
Loan-to-Deposit64.91%

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