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BanksBANK OF RANTOUL

BANK OF RANTOUL

RANTOUL, ILSmallEst. Nov 25, 1920FDIC #11711RSSD #37949FDIC
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BANK OF RANTOUL is an FDIC-insured commercial bank headquartered in RANTOUL, IL, established in 1920. As of , the bank reported total assets of $268M and total deposits of $221M. Profitability stands at 1.81% ROA and 17.89% ROE, with a net interest margin of 3.36%. CET1 capital ratio: 9.98%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$268M
Deposits
$221M
Loans
$107M
Equity
$27M

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 63.3% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-319.98%1.81%0.00%0.00%3.36%
2025-09-309.93%1.77%0.00%0.00%3.37%
2025-06-308.98%1.82%0.00%0.00%3.25%
2025-03-318.89%2.00%1.74%6.66%3.30%
2024-12-319.11%1.39%1.68%7.32%3.30%
2024-09-309.42%1.58%1.82%7.21%3.37%
2024-06-309.33%1.89%2.80%11.08%3.35%
2024-03-318.69%1.91%2.95%11.31%3.30%

Frequently asked about BANK OF RANTOUL

What are Bank of Rantoul's total assets?

As of the Q4 2025 filing, Bank of Rantoul reported total assets of $268.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bank of Rantoul headquartered?

Bank of Rantoul is headquartered in RANTOUL, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bank of Rantoul founded?

Bank of Rantoul was established in 1920, per the FDIC institution directory.

Is Bank of Rantoul FDIC-insured?

Yes. Bank of Rantoul is an FDIC-insured commercial bank (FDIC Certificate #11711). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bank of Rantoul?

Bank of Rantoul's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Bank of Rantoul's CET1 capital ratio?

Bank of Rantoul reported a Common Equity Tier 1 (CET1) capital ratio of 9.98% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.

How many branches does Bank of Rantoul operate?

Bank of Rantoul operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Bank of Rantoul's Texas Ratio?

Bank of Rantoul's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.