SPRING VALLEY CITY BANK is an FDIC-insured commercial bank headquartered in SPRING VALLEY, IL, established in Nov. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $214M and total deposits of $183M. Profitability stands at 0.59% ROA and 4.72% ROE, with a net interest margin of 3.23%. CET1 capital ratio: 23.24%, well above regulatory minimums. NPL ratio: 0.14% · Texas Ratio: 0.67%. Operates 2 domestic branches.
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