BanksFOUNDATION BANK

FOUNDATION BANK

MCKENZIE, TNSmallEst. Feb. 28, 1934, midnightFDIC #13955RSSD #480853FDIC
Latest · 2025-12-31

FOUNDATION BANK is an FDIC-insured commercial bank headquartered in MCKENZIE, TN, established in Feb. 28, 1934, midnight. As of 2025-12-31, the bank reported total assets of $214M and total deposits of $181M. Profitability stands at 1.64% ROA and 11.77% ROE, with a net interest margin of 6.71%. CET1 capital ratio: 13.70%, well above regulatory minimums. NPL ratio: 2.08% · Texas Ratio: 7.92%. Operates 8 domestic branches.

Assets
$214M
Deposits
$181M
Loans
$114M
Equity
$29M

Profitability

Return on Assets (ROA)1.64%
Return on Equity (ROE)11.77%
Net Interest Margin6.71%
Yield on Assets8.00%
Cost of Funds1.41%

Asset Quality

NPL Ratio2.08%
Net Charge-Off Ratio0.13%
Texas Ratio7.92%
NPA Ratio1.19%
ACL / Loans2.49%

Capital & Liquidity

CET1 Ratio13.70%
Tier 1 Capital13.70%
Total Capital Ratio14.38%
Leverage Ratio14.10%
Loan-to-Deposit62.78%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required