BanksCOMMUNITY SAVINGS BANK

COMMUNITY SAVINGS BANK

CHICAGO, ILSmallEst. Jan. 1, 1925, midnightFDIC #28841RSSD #520777FDIC
Latest · 2025-12-31

COMMUNITY SAVINGS BANK is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $409M and total deposits of $361M. Profitability stands at -0.49% ROA and -4.21% ROE, with a net interest margin of 2.23%. CET1 capital ratio: 11.71%, well above regulatory minimums. NPL ratio: 0.21% · Texas Ratio: 0.95%. Operates 2 domestic branches.

Assets
$409M
Deposits
$361M
Loans
$228M
Equity
$48M

Profitability

Return on Assets (ROA)-0.49%
Return on Equity (ROE)-4.21%
Net Interest Margin2.23%
Yield on Assets4.09%
Cost of Funds1.94%

Asset Quality

NPL Ratio0.21%
Net Charge-Off Ratio0.00%
Texas Ratio0.95%
NPA Ratio0.12%
ACL / Loans1.02%

Capital & Liquidity

CET1 Ratio11.71%
Tier 1 Capital11.71%
Total Capital Ratio12.30%
Leverage Ratio13.49%
Loan-to-Deposit63.34%

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