HORICON BANK
HORICON BANK is an FDIC-insured commercial bank headquartered in HORICON, WI, established in 1896. As of , the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 1.32% ROA and 12.67% ROE, with a net interest margin of 4.20%. CET1 capital ratio: 10.75%, well above regulatory minimums. NPL ratio: 0.81% · Texas Ratio: 5.96%. Operates 19 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Horicon Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.75% | 1.32% | 0.81% | 5.96% | 4.20% |
| 2025-09-30 | 10.59% | 1.28% | 0.83% | 6.18% | 4.13% |
| 2025-06-30 | 10.50% | 2.03% | 0.88% | 6.60% | 4.04% |
| 2025-03-31 | 10.45% | 0.06% | 0.74% | 5.42% | 3.87% |
| 2024-12-31 | 10.57% | 0.97% | 0.75% | 5.64% | 3.72% |
| 2024-09-30 | 10.20% | 1.15% | 0.77% | 5.87% | 3.62% |
| 2024-06-30 | 10.03% | 0.88% | 0.79% | 6.20% | 3.56% |
| 2024-03-31 | 10.06% | 0.55% | 0.75% | 5.85% | 3.34% |
Similar banks
Frequently asked about HORICON BANK
What are Horicon Bank's total assets?
As of the Q4 2025 filing, Horicon Bank reported total assets of $1.59 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Horicon Bank headquartered?
Horicon Bank is headquartered in HORICON, WI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Horicon Bank founded?
Horicon Bank was established in 1896, per the FDIC institution directory.
Is Horicon Bank FDIC-insured?
Yes. Horicon Bank is an FDIC-insured commercial bank (FDIC Certificate #11236). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Horicon Bank?
Horicon Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Horicon Bank's CET1 capital ratio?
Horicon Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.75% in its most recent quarterly filing — above regulatory minimums.
How many branches does Horicon Bank operate?
Horicon Bank operates 19 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Horicon Bank's Texas Ratio?
Horicon Bank's Texas Ratio is 5.96% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.