BanksHORICON BANK

HORICON BANK

HORICON, WILargeEst. Sept. 7, 1896, midnightFDIC #11236RSSD #528849FDIC
Latest · 2025-12-31

HORICON BANK is an FDIC-insured commercial bank headquartered in HORICON, WI, established in Sept. 7, 1896, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 1.32% ROA and 12.67% ROE, with a net interest margin of 4.41%. CET1 capital ratio: 10.75%, well above regulatory minimums. NPL ratio: 0.77% · Texas Ratio: 5.68%. Operates 19 domestic branches.

Assets
$1.6B
Deposits
$1.4B
Loans
$1.3B
Equity
$166M

Profitability

Return on Assets (ROA)1.32%
Return on Equity (ROE)12.67%
Net Interest Margin4.41%
Yield on Assets6.19%
Cost of Funds1.86%

Asset Quality

NPL Ratio0.77%
Net Charge-Off Ratio0.01%
Texas Ratio5.68%
NPA Ratio0.65%
ACL / Loans1.19%

Capital & Liquidity

CET1 Ratio10.75%
Tier 1 Capital10.75%
Total Capital Ratio11.90%
Leverage Ratio9.67%
Loan-to-Deposit96.73%

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