BanksPARK BANK, THE

PARK BANK, THE

MADISON, WILargeEst. July 18, 1966, midnightFDIC #19608RSSD #403946FDIC
Latest · 2025-12-31

PARK BANK, THE is an FDIC-insured commercial bank headquartered in MADISON, WI, established in July 18, 1966, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 0.71% ROA and 7.31% ROE, with a net interest margin of 3.16%. CET1 capital ratio: 11.69%, well above regulatory minimums. NPL ratio: 0.24% · Texas Ratio: 1.89%. Operates 10 domestic branches.

Assets
$1.6B
Deposits
$1.3B
Loans
$1.3B
Equity
$151M

Profitability

Return on Assets (ROA)0.71%
Return on Equity (ROE)7.31%
Net Interest Margin3.16%
Yield on Assets5.24%
Cost of Funds2.14%

Asset Quality

NPL Ratio0.24%
Net Charge-Off Ratio0.00%
Texas Ratio1.89%
NPA Ratio0.20%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio11.69%
Tier 1 Capital11.69%
Total Capital Ratio12.92%
Leverage Ratio10.40%
Loan-to-Deposit101.75%

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