BanksINDUSTRIAL BANK

INDUSTRIAL BANK

WASHINGTON, DCMediumEst. Aug. 18, 1934, midnightFDIC #14679RSSD #536527FDIC
Latest · 2025-12-31

INDUSTRIAL BANK is an FDIC-insured commercial bank headquartered in WASHINGTON, DC, established in Aug. 18, 1934, midnight. As of 2025-12-31, the bank reported total assets of $773M and total deposits of $605M. Profitability stands at -0.21% ROA and -1.50% ROE, with a net interest margin of 3.82%. CET1 capital ratio: 25.53%, well above regulatory minimums. NPL ratio: 5.93% · Texas Ratio: 20.45%. Operates 9 domestic branches.

Assets
$773M
Deposits
$605M
Loans
$412M
Equity
$108M

Profitability

Return on Assets (ROA)-0.21%
Return on Equity (ROE)-1.50%
Net Interest Margin3.82%
Yield on Assets5.16%
Cost of Funds1.40%

Asset Quality

NPL Ratio5.93%
Net Charge-Off Ratio0.14%
Texas Ratio20.45%
NPA Ratio3.18%
ACL / Loans3.06%

Capital & Liquidity

CET1 Ratio25.53%
Tier 1 Capital25.53%
Total Capital Ratio26.80%
Leverage Ratio15.10%
Loan-to-Deposit68.21%

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