BanksTRUSTTEXAS BANK, S.S.B.

TRUSTTEXAS BANK, S.S.B.

CUERO, TXSmallEst. Jan. 1, 1921, midnightFDIC #28515RSSD #539872FDIC
Latest · 2025-12-31

TRUSTTEXAS BANK, S.S.B. is an FDIC-insured commercial bank headquartered in CUERO, TX, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $368M and total deposits of $362M. Profitability stands at 0.07% ROA and 8.66% ROE, with a net interest margin of 2.80%. CET1 capital ratio: 19.56%, well above regulatory minimums. NPL ratio: 0.80% · Texas Ratio: 26.39%. Operates 6 domestic branches.

Assets
$368M
Deposits
$362M
Loans
$176M
Equity
$4M

Profitability

Return on Assets (ROA)0.07%
Return on Equity (ROE)8.66%
Net Interest Margin2.80%
Yield on Assets4.64%
Cost of Funds1.73%

Asset Quality

NPL Ratio0.80%
Net Charge-Off Ratio0.05%
Texas Ratio26.39%
NPA Ratio0.38%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio19.56%
Tier 1 Capital19.56%
Total Capital Ratio20.64%
Leverage Ratio8.28%
Loan-to-Deposit48.73%

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