LINKBANK
LINKBANK is an FDIC-insured commercial bank headquartered in CAMP HILL, PA. As of , the bank reported total assets of $3.1B and total deposits of $2.6B. Profitability stands at 0.64% ROA and 5.50% ROE, with a net interest margin of 3.94%. CET1 capital ratio: 10.98%, well above regulatory minimums. NPL ratio: 1.09% · Texas Ratio: 7.10%. Operates 25 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Linkbank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.98% | 0.64% | 1.09% | 7.10% | 3.94% |
| 2025-09-30 | 11.39% | 1.18% | 1.13% | 7.23% | 3.86% |
| 2025-06-30 | 11.51% | 1.18% | 1.07% | 6.68% | 3.93% |
| 2025-03-31 | 11.71% | 2.30% | 1.45% | 8.81% | 4.04% |
| 2024-12-31 | 10.74% | 1.19% | 0.71% | 4.62% | 4.05% |
| 2024-09-30 | 10.62% | 1.12% | 0.73% | 4.74% | 4.02% |
| 2024-06-30 | 10.30% | 0.98% | 0.43% | 2.86% | 3.99% |
| 2024-03-31 | 10.24% | 0.98% | 0.26% | 1.74% | 4.19% |
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Frequently asked about LINKBANK
What are Linkbank's total assets?
As of the Q4 2025 filing, Linkbank reported total assets of $3.07 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Linkbank headquartered?
Linkbank is headquartered in CAMP HILL, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
What is Linkbank's CET1 capital ratio?
Linkbank reported a Common Equity Tier 1 (CET1) capital ratio of 10.98% in its most recent quarterly filing — above regulatory minimums.
How many branches does Linkbank operate?
Linkbank operates 25 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Linkbank's Texas Ratio?
Linkbank's Texas Ratio is 7.10% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.