BanksSECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE

SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE

MCMINNVILLE, TNSmallEst. Jan. 1, 1959, midnightFDIC #31146RSSD #631178FDIC
Latest · 2025-12-31

SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE is an FDIC-insured commercial bank headquartered in MCMINNVILLE, TN, established in Jan. 1, 1959, midnight. As of 2025-12-31, the bank reported total assets of $381M and total deposits of $317M. Profitability stands at 1.82% ROA and 16.98% ROE, with a net interest margin of 4.12%. CET1 capital ratio: 14.50%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.01%. Operates 3 domestic branches.

Assets
$381M
Deposits
$317M
Loans
$303M
Equity
$42M

Profitability

Return on Assets (ROA)1.82%
Return on Equity (ROE)16.98%
Net Interest Margin4.12%
Yield on Assets6.52%
Cost of Funds2.51%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.01%
NPA Ratio0.00%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio14.50%
Tier 1 Capital14.50%
Total Capital Ratio15.58%
Leverage Ratio11.34%
Loan-to-Deposit95.49%

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