BANK OF FOREST
BANK OF FOREST is an FDIC-insured commercial bank headquartered in FOREST, MS, established in 1900. As of , the bank reported total assets of $274M and total deposits of $231M. Profitability stands at 1.24% ROA and 13.58% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 8.92%. NPL ratio: 1.67% · Texas Ratio: 10.37%. Operates 3 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Bank of Forest rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 8.92% | 1.24% | 1.67% | 10.37% | 3.80% |
| 2025-09-30 | 8.84% | 1.28% | 1.47% | 9.09% | 3.69% |
| 2025-06-30 | 7.86% | 1.22% | 0.67% | 4.57% | 3.63% |
| 2025-03-31 | 7.86% | 0.39% | 0.69% | 4.57% | 3.12% |
| 2024-12-31 | 7.70% | 0.43% | 0.64% | 4.36% | 2.96% |
| 2024-09-30 | 8.60% | 1.00% | 0.62% | 3.65% | 3.40% |
| 2024-06-30 | 7.39% | 0.78% | 0.64% | 4.70% | 3.17% |
| 2024-03-31 | 7.02% | 0.75% | 0.69% | 5.14% | 3.04% |
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Frequently asked about BANK OF FOREST
What are Bank of Forest's total assets?
As of the Q4 2025 filing, Bank of Forest reported total assets of $274.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Forest headquartered?
Bank of Forest is headquartered in FOREST, MS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Forest founded?
Bank of Forest was established in 1900, per the FDIC institution directory.
Is Bank of Forest FDIC-insured?
Yes. Bank of Forest is an FDIC-insured commercial bank (FDIC Certificate #898). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Forest?
Bank of Forest's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Forest's CET1 capital ratio?
Bank of Forest reported a Common Equity Tier 1 (CET1) capital ratio of 8.92% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.
How many branches does Bank of Forest operate?
Bank of Forest operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Forest's Texas Ratio?
Bank of Forest's Texas Ratio is 10.37% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.