BanksBANK OF FOREST

BANK OF FOREST

FOREST, MSSmallEst. March 27, 1900, midnightFDIC #898RSSD #642437FDIC
Latest · 2025-12-31

BANK OF FOREST is an FDIC-insured commercial bank headquartered in FOREST, MS, established in March 27, 1900, midnight. As of 2025-12-31, the bank reported total assets of $274M and total deposits of $231M. Profitability stands at 1.24% ROA and 13.58% ROE, with a net interest margin of 3.99%. CET1 capital ratio: 8.92%. NPL ratio: 1.45% · Texas Ratio: 9.01%. Operates 3 domestic branches.

Assets
$274M
Deposits
$231M
Loans
$168M
Equity
$25M

Profitability

Return on Assets (ROA)1.24%
Return on Equity (ROE)13.58%
Net Interest Margin3.99%
Yield on Assets5.97%
Cost of Funds2.02%

Asset Quality

NPL Ratio1.45%
Net Charge-Off Ratio0.02%
Texas Ratio9.01%
NPA Ratio0.89%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio8.92%
Tier 1 Capital8.92%
Total Capital Ratio9.37%
Leverage Ratio11.45%
Loan-to-Deposit72.88%

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