BanksGROVE BANK & TRUST

GROVE BANK & TRUST

MIAMI, FLLargeEst. July 12, 1926, midnightFDIC #8018RSSD #648130FED
Latest · 2025-12-31

GROVE BANK & TRUST is an FDIC-insured commercial bank headquartered in MIAMI, FL, established in July 12, 1926, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 0.67% ROA and 6.90% ROE, with a net interest margin of 2.81%. CET1 capital ratio: 15.39%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 5 domestic branches.

Assets
$1.4B
Deposits
$1.2B
Loans
$820M
Equity
$134M

Profitability

Return on Assets (ROA)0.67%
Return on Equity (ROE)6.90%
Net Interest Margin2.81%
Yield on Assets5.18%
Cost of Funds2.47%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.42%

Capital & Liquidity

CET1 Ratio15.39%
Tier 1 Capital15.39%
Total Capital Ratio16.64%
Leverage Ratio9.82%
Loan-to-Deposit71.28%

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