BanksMCCLAIN BANK

MCCLAIN BANK

PURCELL, OKSmallEst. March 8, 1922, midnightFDIC #4187RSSD #648251FDIC
Latest · 2025-12-31

MCCLAIN BANK is an FDIC-insured commercial bank headquartered in PURCELL, OK, established in March 8, 1922, midnight. As of 2025-12-31, the bank reported total assets of $282M and total deposits of $252M. Profitability stands at 1.45% ROA and 13.91% ROE, with a net interest margin of 5.37%. CET1 capital ratio: 10.47%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 2.51%. Operates 4 domestic branches.

Assets
$282M
Deposits
$252M
Loans
$194M
Equity
$30M

Profitability

Return on Assets (ROA)1.45%
Return on Equity (ROE)13.91%
Net Interest Margin5.37%
Yield on Assets6.65%
Cost of Funds1.32%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio0.07%
Texas Ratio2.51%
NPA Ratio0.28%
ACL / Loans1.19%

Capital & Liquidity

CET1 Ratio10.47%
Tier 1 Capital10.47%
Total Capital Ratio10.99%
Leverage Ratio10.44%
Loan-to-Deposit77.09%

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