BanksM1 BANK

M1 BANK

CLAYTON, MOLargeRSSD #666059
Latest · 2025-12-31

M1 BANK is an FDIC-insured commercial bank headquartered in CLAYTON, MO. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 0.83% ROA and 8.17% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 9.74%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$1.2B
Deposits
$1.1B
Loans
$932M
Equity
$117M

Profitability

Return on Assets (ROA)0.83%
Return on Equity (ROE)8.17%
Net Interest Margin4.16%
Yield on Assets7.60%
Cost of Funds3.55%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.37%

Capital & Liquidity

CET1 Ratio9.74%
Tier 1 Capital9.74%
Total Capital Ratio10.23%
Leverage Ratio9.93%
Loan-to-Deposit87.07%

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