BanksNEIGHBORHOOD NATIONAL BANK

NEIGHBORHOOD NATIONAL BANK

MORA, MNSmallEst. Sept. 26, 1963, midnightFDIC #18885RSSD #705556OCC
Latest · 2025-12-31

NEIGHBORHOOD NATIONAL BANK is an FDIC-insured commercial bank headquartered in MORA, MN, established in Sept. 26, 1963, midnight. As of 2025-12-31, the bank reported total assets of $309M and total deposits of $256M. Profitability stands at 1.25% ROA and 17.28% ROE, with a net interest margin of 3.74%. CET1 capital ratio: 16.27%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 6 domestic branches.

Assets
$309M
Deposits
$256M
Loans
$194M
Equity
$23M

Profitability

Return on Assets (ROA)1.25%
Return on Equity (ROE)17.28%
Net Interest Margin3.74%
Yield on Assets5.42%
Cost of Funds1.76%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio16.27%
Tier 1 Capital16.27%
Total Capital Ratio17.29%
Leverage Ratio10.78%
Loan-to-Deposit75.64%

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